Credit Repair Programs
Program Options
One-Time Platinum Boost Plan
$249
SET UP FEE
2nd person $225
(Consultation required to determine eligibility)
*Full Credit Review & Education
*30-45 days of Credit Repair with all 3 Credit Bureaus, Creditors, and third-party
reporting agencies
*…..and so much more! ( see below)
The Lux90 Day Plan
$549
SET UP FEE
2nd person $499
(Consultation required to determine eligibility)
*Full Credit Review & Education
*90 days of Credit Repair with all 3 Credit Bureaus, Creditors, and third-party
reporting agencies
*…..and so much more! ( see below)
Active Enrollment Plan
$199
SET UP FEE
2nd person $169
+
Monthly Fee:
Single $129 | $199 Couple
(Consultation required to determine eligibility)
*Full Credit Review & Education
*Month to month of Credit Repair with all 3 Credit Bureaus, Creditors, and
third-party reporting agencies
*…..and so much more! ( see below)
Premier New Business
Set-Up Package
$500-$1000
FEE
(Varies by state & filing fees)
*Complete Business Formation: We handle your full business setup from start to
finish.
*EIN Registration: Filed and obtained directly through the IRS.
*State Registration: LLC, Corporation, or Sole Proprietorship — we file all required
state documents.
*Operating Agreement / Formation Docs: Professionally prepared and fully compliant.
*DUNS & Business Credit Setup: Establish your DUNS number and build your business
credit foundation.
*Professional Email & Domain (Optional): Setup available; domain/email fees are
separate.
Business Credit
Consultation
$79
SET UP FEE
(Perfect for startup businesses)
*Learn how business credit is created and why it’s completely separate from personal
credit
*Understand how Dun & Bradstreet, Experian Business, and Equifax Business score
your company
*Discover the exact steps needed to establish and strengthen your business credit
profile
*… and so much more!
Month-to-Month Basic Credit Repair Plan
$99
SET UP FEE
Monthly Fee:
Single $89 | $129 Couple
(2nd person must live in same household)
*Initial Credit Consultation & Review
*Customized Dispute Letters Prepared & Sent
*30-day dispute support with Credit Bureaus
*Light follow-up guidance when responses arrive
*Credit education & score-building tips
*Month-to-month flexibility — no long-term commitment
Minimal phone calls. Designed for clients comfortable with email/text communication and staying actively involved.
Additional Regulatory Complaints for FCRA Violations
$50-100 per person
*We offer Debt Negotiation– Our debt negotiation service is not included in our credit repair. Fees are customized based on your debt amount. Contact us today to
discuss your situation and get detailed pricing.
*FCRA Violation ONLY, Attorney Access- (For violations still remaining on credit, disputes were already
complete & no credit repair is needed).
One-time set-up fee for attorney access: $199
RUSH FEE: $150
Client Portal Access – monitor your file and progress 24/7
Monthly Status Updates (every 35–45 days)
Options For All Programs Include:
- Credit Review and Education
- Aggressive Credit Repair and disputes with all 3 Credit bureaus, creditors and other third party reporting entities.
- Credit Building / Establish (If needed)
- Assistance with student loan consolidation (If needed)
- Medical Hardship Assistance (If needed)
- Assistance with stopping Charge Offs and summons responses etc..
- And so much more!
MyScoreIQ monitoring required ($28/month during the program) or any other service you’re already using with all 3 bureaus.
The 800 Score Club™
Credit Maintenance & Mastery Membership
$24.99/month — No contracts. Cancel anytime.
You’ve repaired your credit… now it’s time to protect it.
Welcome to the 800 Score Club, our exclusive post-repair membership designed to help you stay on top of your credit, avoid future setbacks, and level up your financial game.
The 800 Score Club is your accountability partner, credit advisor, and educator in one. For less than $1 a day, we’ll help you not just maintain but elevate your credit profile.
- Priority Client Support with fast responses from our team
- Member-Only Alerts on new financial tools, lending opportunities, and score-impacting news
Monthly credit check-in
We review your credit reports monthly and notify you of any changes that may affect your score—good or bad.
Ongoing credit education
Get access to expert tips, monthly newsletters, mini-guides, and live trainings to keep you financially empowered.
Score strategy sessions
We provide credit-building strategies tailored to your goals, whether it's homeownership, business funding, or just hitting 800+.
Smart spending & credit tools
Access budgeting tools, credit usage calculators, and exclusive digital downloads to stay on track.